How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility filed by your insurer with your state's DMV. Most states require continuous SR-22 filing for 3 years after suspension—any lapse restarts the clock.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle. Required in most states to reinstate a suspended license even if you don't own a car.
Liability Insurance
Covers bodily injury and property damage you cause to others. State minimums range from $25,000/$50,000 in California to $50,000/$100,000 in Alaska—suspended drivers must meet or exceed these limits.
Uninsured Motorist Coverage
Protects you when hit by a driver with no insurance or insufficient coverage. Required in 20 states and recommended in all others, especially for high-risk drivers.
Non-Standard Auto Insurance
Specialty carriers write policies for drivers with suspensions, DUIs, or major violations. Rates run 60-140% higher than standard policies, depending on violation severity and state.
